Islami Bank Bangladesh Limited, the largest private bank of Bangladesh placed among Top 1000 world banks 2012 list. UK based century old financial magazine ‘The Banker’ published this list analyzing in depth-data & industry’s performance. The Banker’s Top 1000 World Banks ranking has been setting the industry benchmark since 1970, providing comprehensive intelligence about the health and wealth of the banking sector. Alongside strong global Banks of the developed & emerging countries, Islami Bank positioned in the list as the lone financial institution of Bangladesh. Inclusion of Islami Bank in the prestigious club of best 1000 is tantamount of global recognition of overall development of Bangladesh Banking Sector. Now the Islami Bank is introducing Women Entrepreneurs Loan facilities. When Unemployed women are getting loan facilities then she more productivities attitude, for the reason this society’s financial condition is very high profile. So Women Entrepreneurs Loan facilities of Islami Bank Bangladesh Ltd. are more effectiveness of Bangladesh.
Eligibility to get Women Entrepreneurs Loan from Islami Bank Bangladesh Ltd.
Women Entrepreneurs / skilled and semi-skilled female persons having practical experience in the respective field / educated/technical unemployed female having initiatives / new women entrepreneurs / member of any Chamber/Trade body/Women forum.
Nature of Goods / Items to get Women Entrepreneurs Loan of Islami Bank Bangladesh Ltd.
Small manufacturing and Cottage industries, self-employment activities: Tailoring, various light engineering sector like Iron/Wooden Furniture Processing / Agribusiness / Specialist Farming, Seeds Production & Distribution, Leather Making/Leather Goods, Backward Linkage Industries of Garments & Poultry sectors etc.
Entitle to get Women Entrepreneurs Loan from Islami Bank Bangladesh Ltd.:
Educational Services, Cosmetics/ Toiletries, Tailoring, Laundry, Small Hotel/Restaurant, Confectionery, Departmental Shop, Health Care, Diagnostic centre etc. Small Trading, Stationary Items, Wears and Consumption Goods, Book Stall, Drug & Medicines, Grocery Items, Shoe/Cloth Stall, Food/Vegetables/other consumer items etc. Any other items and areas suitable for this scheme.
Mode of Investment of Women Entrepreneurs Loan:
1.Term Investment : HPSM
2. Working Capital : Bai-Murabaha/Bai-Muajjal/
3. Trade Financing : Bai-Murabaha/Bai-Muajjal/ Musharaka/Mudaraba.
Period of Investment of Islami Bank Bangladesh Ltd.:
HPSM Mode: Maximum 05 (five) years
Bai Mode : Maximum 01 (one) year
Musharaka/Mudaraba Mode : 06 (six) months depending on
nature of items
Rate of Return Islami Bank Bangladesh Ltd.:
12 % or the rate to be fixed by Head Office from time to time.
Amount of Investment of Women Entrepreneurs Loan:
Bank’s Investment to a single entrepreneur up to Tk.3.00 million
Age of Clients of Women Entrepreneurs Loan:
18 to 50 years
Security of Women Entrepreneurs Loan from Islami Bank Bangladesh Ltd.:
Security depends on the nature of business, modes and
amount of investment.
Collaterals may not be insisted up to Investment of
How to apply to get Women Entrepreneurs Loan from Islami Bank Bangladesh Ltd.:
Application Form shall have to be collected from nearest Branch of Islami Bank Bangladesh Ltd. and get your desired women entrepreneurs loan from Islami Bank Bangladesh Ltd
Reference:Islami Bank Women Ententrepreneurs Loan