City Visa Credit Card from City Bank

City Visa Credit Card from City Bank. Credit Card related all information and update about Credit Card related information has found my website. City Visa Credit Card is designed to be a privileged card for anyone to enjoy benefits to make the best of their lifestyles. Credit card is a completely unsecured loan facility for the customers. Now a days its easy to in the world by Credit Card. No more day any person in the world without a Credit Card. So Credit Card is more essential in our easy life. This is not just a credit card; it is the modern solution for financial situations that gives you prestige and respect for every transaction you make with this card.

City Visa Credit Card from City Bank

City Visa Credit Card from City Bank:

Features of City Visa Credit Card:

If you are a City Visa Credit Card holder, you can enjoy a diverse array of features that comes with Visa Credit Cards issued by The City Bank Limited. These features are listed below:

COMPLIMENTARY COMPANION DINING AT THE PLATINUM SUITES:

You can enjoy a complimentary buffet round the year whenever you dine with your companion at “Café Nemo” restaurant of Platinum Suites.

*Gold Cardholders Only

CITY PRIVILEGE DISCOUNTS:

You can avail exclusive discounts at wide range of restaurants, retail outlets and other merchants across Bangladesh. For details, please contact our customer service center at 16234.

ANNUAL FEE WAIVER:

If you swipe your City Visa Credit Card for 18 transactions per annum or refer 3 of your dearest ones to subscribe to City Visa Credit Card, you can enjoy our Annual Fee Waiver feature.

If you are an existing City Bank Credit Card member or have your Credit Card issued against FD, you can enjoy 50% waiver on Annual Fee.

** Note: 3 New Visa Credit Cards have to be officially approved against a Single Cardholder’s reference in a calendar year.

CASH WITHDRAWAL:

You can enjoy Cash Withdrawal facility at 30% interest rate at more than 125 City Bank ATMs and any other ATMs that accept Visa Credit Cards.

City Visa Credit Card from City Bank:

City Visa Credit Card from City Bank

INTEREST RATE:

We offer you Variable Interest Rates on your purchases in two categories:

Premium Rate: 25.99% for an outstanding amount of BDT 50,000 or equivalent amount in USD or above

Standard Rate: 30% for an outstanding amount of below BDT 50,000 or equivalent amount in USD

CITY CARD EMI PLAN:

You can now benefit from our City Card EMI Plan feature to convert any of your retail purchase transaction into an instalment scheme. The EMI Plan offers the following features:

Interest Rate: 16.99% Interest per annum

Instalment Tenure: 6, 12,18, 24, 30 or 36 Months

Minimum Transaction Amount Eligible for EMI: BDT 3,000

City Visa Credit Card:

City Visa Credit Card from City Bank

BALANCE TRANSFER:

The Balance Transfer feature allows you to transfer your existing credit card’s balances to City Visa Credit Card and repay the outstanding amount on the previous card at a much lower rate.

Maximum Transferable Amount: 90% of the available limit of City Visa Credit Card

Interest Rate: 27%

LIMIT RE-ARRANGEMENT:

If you are not content with your credit limit arrangement by the Bank, you will have the option to re-arrange your credit limit under the following options offered by City Visa Credit Card:

BDT to USD or vice versa

Other Credit Cards issued by City Bank to City Visa Credit Card or vice versa

City Visa Credit Card:

City Visa Credit Card from City Bank

 

CARD UP-GRADATION:

After a specific period of time of having a good transaction profile with City Visa Credit Card, you can upgrade your product group to a higher product category and increase your credit limit accordingly.*

SPECIAL PRIVILEGES ON HOSPITALS AND HOTELS ABROAD:

Enjoy special privileges at different hospitals and hotels abroad on your dual currency VISA Credit Card. Contact our Customer Service Center at 16234 for details.

24 HOUR CUSTOMER SERVICE CENTRE:

For any information regarding City Bank VISA Credit Cards, our 24-hour Customer Service Center is available at 16234 (locally) and (+88) 02 9569553-4 (from overseas). We will do our best to serve you and allow you to enjoy the benefits of your City VISA Credit Card to the fullest.

SMS SERVICES:

You will be notified about your monthly outstanding balance every month so that you will never forget your outstanding amount and payment due date. This service comes completely free of cost for you.

AUTO DEBIT PAYMENT FACILITY:

You no longer have to stand in long queues to pay your monthly bills. You can pay your monthly due from your City Bank savings / current account through direct debit standing instruction. Contact your nearest City Bank Branch to open your City Bank account today.

City Visa Credit Card from City Bank

FEES AND CHARGES OF VISA CREDIT CARDS:

Particulars

Visa Gold (Local)

Visa Gold (Dual)

Visa Silver (Local)

Visa Silver (Dual)

Annual Fee

BDT 1,500

BDT 2,000

BDT 750

BDT 1,500

Supplementary Card Annual Fee1

BDT 750

BDT 1,000

BDT 375

BDT 750

Card Replacement Fee

BDT 400

BDT 600

BDT 200

BDT 600

Pin Replacement Fee

BDT 150

BDT 150

BDT 150

BDT 150

Late Payment Fee

BDT 300

BDT 300 or USD 10

BDT 200

BDT 200 or USD 10

Cash Advance Fee (Local)2

BDT 100 or 2%

BDT 100 or 2%

BDT 100 or 2%

BDT 100 or 2%

Cash Advance Fee (International)

2.5%

2.5%

2.5%

2.5%

Over Limit Charge

BDT 500

BDT 500 or USD 15

BDT 200

BDT 200 or USD 15

Interest for Purchase (Standard Rate)3

30%

30%

30%

30%

Interest for Purchase (Premium Rate)4

25.99%

25.99%

25.99%

25.99%

Interest for Cash Advance

30%

30%

30%

30%

Interest (EMI)

16.99%

16.99%

16.99%

16.99%

Statement Retrieval Fee Per Statement

BDT 50

BDT 50

BDT 50

BDT 50

Out of Town Cheque Collection Fee

BDT 100

BDT 100 or USD 5

BDT 100

BDT 100 or USD 5

Check Return Fee

BDT 100

BDT 100 or USD 5

BDT 100

BDT 100 or USD 5

Markup

3%

3%

3%

3%

Balance transfer fee

1% or BDT 1,000 Whichever is higher

1% or BDT 1,000 Whichever is higher

1% or BDT 500

1% or BDT 500 Whichever is higher

Balance transfer Interest

27%

27%

27%

27%

Certificate Fee

BDT 100

BDT 100

BDT 100

BDT 100

Minimum Due for Monthly Repayment5

BDT 500 or 5% Whichever is higher

BDT 500 or USD 50 or 5% whichever

BDT 500 or 5% Whichever is higher

BDT 500 or USD 30 or 5% whichever

Cash Advance Limit

50% of Credit Limit

50% of Credit Limit

50% of Credit Limit

50% of Credit Limit

Reference by: City Bank City Visa Credit Card